AI portfolio management
Goal-based investing, designed by your team.
Robo Advisor lets banks, brokers and asset managers offer goal-based investing that their own investment team designs and supervises. Investors find it on a branded storefront on your domain, answer your questionnaire and open a goal for each thing they save for.
Risk score, sample investor
Goal: Children's education
Daily drift check
Storefront leads, sample
Overview
Goal-based portfolios, designed and supervised by your own team.
Investors answer your risk questionnaire, open goals on the model portfolios they qualify for, and are checked for drift every day. Rebalancing is funded by sells and approved by your team, by the investor, or automatically.
Capabilities
- Personalized risk profiling
- Daily drift monitoring
- Rebalancing funded by sells
- Public and private model portfolios
Goal planner
From four answers to a monthly plan.
Answer the sample questions to get a risk score and a model portfolio, then set a goal to see the advised monthly contribution. In the product, each institution writes its own questionnaire and builds its own portfolios.
Sample risk questionnaire
Illustration with sample assumptions. Not investment advice.Model portfolio. Each has a minimum risk score.
Show the sample portfolios as a table
Goal plan
Monthly contributions at month end, compounded monthly at the portfolio's assumed return.Illustration with sample assumptions. Not investment advice. Returns are not guaranteed, and the real product uses the return assumptions your investment team sets.
Show the projection as a table
What's included
Your investment team sets the rules. Investors see their goals.
Your questionnaire, your scoring
Your institution writes the risk questionnaire. The score decides which model portfolios an investor may adopt, because each portfolio carries a minimum risk score.
Model portfolios your way
Build portfolios by asset class or pin specific instruments. Publish them, or keep them private and grant them to named investors. Private portfolios are never listed.
Several goals per investor
Each named goal has its own holdings, daily closes and performance line. Returns are time-weighted.
Targets, dates and payment schedules
Every goal has a target amount, a date and a payment schedule, with progress, time to goal and the advised contribution. The platform tracks expected payments and never collects money itself.
Fifteen goal objectives
Goals come from a closed list of 15 objectives, from retirement, a home and education to travel, a car or Hajj and Umrah, each with a default horizon, so you can report cleanly on what members save for.
Daily drift scan
Drift is checked every day at asset-class level, instrument level or both, each with its own threshold. Rebalancing is approved by your institution or the investor, or runs automatically.
Rebalancing in whole units
Buys are funded by sells, and every leg of a rebalance is a whole number of units.
Instrument scores within limits
Optional scores from 0 to 100 weight instruments inside an asset class, within a floor and a cap. They are off by default and apply only once an admin accepts them.
Corporate-action guards
A split or dividend that has not been applied blocks trades on that instrument until it is.
Redemption by the investor
Investors redeem a goal themselves when they need the money.
A storefront on your domain
A branded public page lists your public portfolios by risk band, horizon and projection. Their composition is never shown.
Leads you can follow up
Visitors leave a name, email and mobile before the questionnaire, so drop-offs can be followed up. The page registers interest, your team converts the lead, and direct clients can be onboarded from an assessed lead.
An investor's path
From your storefront to a supervised goal.
Visitor lands on your storefront
Public portfolios appear by risk band, horizon and projection. The visitor leaves a name, email and mobile to begin.
Answers your questionnaire
The score sets which model portfolios are open to them. If they stop partway, your team still has the lead.
Opens a goal
Your team converts the lead and onboards the client, who names a goal and picks an objective, a target, a date and an eligible portfolio.
Invests and is monitored
Holdings and daily closes are kept per goal, drift is scanned daily and rebalancing follows the approval rule you choose.
Who uses it
Three roles, one set of portfolios.
Your institution
Wealth managers, brokers and banks run the Robo Advisor and its storefront under their own brand and domain, and convert the leads it gathers.
Investors
They answer the questionnaire, open a goal for each thing they save for, follow progress and time to goal, and redeem a goal when they need it.
Your investment committee
It writes the questionnaire, sets minimum risk scores, builds model portfolios, sets drift thresholds, and approves rebalancing and instrument scores.
Technical standards
What it is built on.
In 28 seconds
See Robo Advisor at work.
Goal-based investing your team supervises.
Plays muted, with the words on screen. Figures shown are sample data.
Further reading
From our Insights.
How an Employee Savings Plan Works
How an employer-sponsored savings plan works, from payroll contributions and the employer match to vesting ladders, leavers and payroll file checks.
Read the articleKYC and AML Onboarding for Investment Firms
How investment firms can design a digital KYC and AML onboarding flow, from identity document and chip checks to sanctions and PEP screening and review.
Read the articleLaunching a Robo Advisor: A Checklist
What a bank, broker or wealth manager should think through before launching a goal-based robo advisor, from suitability and portfolios to onboarding.
Read the articleQuestions
Frequently asked questions
Who designs the portfolios?
Your own investment team. The robo-advisor maps each investor's risk score to the model portfolios your firm designs and supervises.
Can investors save for more than one goal?
Yes. Each goal, such as retirement, a home, education, travel or Hajj, is its own pot with its own target, schedule and holdings.
Does Quantaint give investment advice?
No. Quantaint provides the software. The licensed institution that runs it is responsible for the advice and the portfolios.
Offer goal-based investing under your own name.
We'll walk you through a questionnaire, a model portfolio and a goal from storefront to rebalance, using sample data.